Lakshmi is the goddess of prosperity and abundance. Use this chant when you are cultivating abundance, or calling something in. This is not about material gain, although material abundance can be cultivated. Like any of us, Lakshmi doesn't want to be used for material gain alone. Be respectful in using this chant and think in broaded terms of generating steam with a project or manifestation.
 
The Sacral Chakra is the location of the kundalini fire. It is the place we build and create from. This chant stokes the fire and calls in the support of Lakshmi. 
 
Chant this 108 times for 40 days. The recording repeats for 108 cycles to help you follow along.
 
Lakshmi Ma, O Lakshmi Ma
Sri Ma Jai Ma Jai Jai Ma